Is the chill of winter creeping in and around your house? The best defense is making sure your home’s heating system is maintained properly. Follow these tips, courtesy of Lighthouse Insurance, for extra efficiency and warmth: -Have a professional inspect your heating system once per year, before winter hits. -Replace air filters often, per the manufacturer’s [...]
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Because your home is probably your most valuable asset, you need to fully protect it from perils which could result in financial loss. Your mortgage lender will require that you have homeowners insurance as they also have an insurable interest in it. The choice is yours, however, of which company you want to purchase coverage [...]
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Hurricane Katrina was a powerful storm that packed some memorable lessons – even now, five years later. The wind and water damage hit the Gulf Coast the hardest when the hurricane made landfall in August 2005, but the storm’s remnants were felt as far north as the Great Lakes region. The total losses from Hurricane [...]
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August 26, 2010 – The National Fire Protection Association (NFPA) recently issued a safety alert regarding residential fire sprinkler systems containing antifreeze. They recommend that the system be drained of antifreeze and filled with just water. The alert, issued in July, follows a research study and a set of tests conducted after a recent kitchen [...]
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A homeowner’s insurance package can be designed to cover many things, including full replacement value for the home and the contents. The most important thing to remember when purchasing homeowners insurance is to buy enough insurance coverage for all areas in which you cannot withstand a loss. This includes liability for accidents that may occur [...]
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When choosing homeowners insurance in Maryland, it is essential to make sure you seek out the best company to provide your specific needs. Searching through various Maryland homeowner insurance company rates will ensure that you find the best rates as well as the policy that offers the most comprehensive coverage for you. There are various [...]
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Strategy #1 – Combine your Car and Home with the same insurance company. Multi-policy discounts range from 5-15% off. Strategy #2 – Utilize Higher Deductibles – remove optional coverages on your older cars. Many people still carry low deductibles on their home and car insurance. If you are willing to increase your deductible (or remove [...]
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